Airwallex：平臺賬戶擁有的付款，資金拆分到關(guān)聯(lián)賬戶

在這種模式下，付款僅屬于平臺帳戶。平臺賬戶負(fù)責(zé)支付費(fèi)用、退款和拒付。資金將從平臺賬戶拆分為一個(gè)或多個(gè)關(guān)聯(lián)賬戶。推薦用于平臺直接與終端客戶交互并管理日常交易的情況。典型案例包括市場或按需服務(wù)平臺。

您可以使用該connected_account_id屬性指定要與給定交易關(guān)聯(lián)的連接帳戶。下圖說明了此模型中標(biāo)準(zhǔn)一次性100英鎊付款的過程。

筆記：

在托管支付頁面/嵌入字段/Drop-in/移動(dòng)集成的情況下，平臺可以繞過步驟2和3，但需要FundsSplit在收到成功捕獲支付的通知后創(chuàng)建請求。

平臺創(chuàng)建payment_intent100 GBP并連接帳戶ID

$ curl --request POST \

> 'https://pci-api-demo.airwallex.com/api/v1/pa/payment_intents/create' \

> -H 'Content-Type: application/json' \

> -H 'Authorization: Bearer eyJhbGciOiJIUzI1NiJ9.eyJzdWIiOiJ0b20iLCJyb2xlcyI6WyJ1c2VyIl0sImlhdCI6MTQ4ODQxNT I1NywiZXhwIjoxNDg4NDE1MjY3fQ.UHqau03y5kEk5lFbTp7J4a-U6LXsfxIVNEsux85hj-Q' \

> -d'{

  "request_id": "ee939540-3203-4a2c-9172-89a566485dd9", 

  "amount": 100,

  "currency": "GBP",

  "merchant_order_id": "cc9bfc13-ba30-483b-a62c-ee925fc9bfea",

  "connected_account_id": "acct_ad1KMcnQM2Wmo2PFSuvR2g"

}'

平臺確認(rèn)payment_intent正常請求正文

$ curl --request POST \

> 'https://pci-api-demo.airwallex.com/api/v1/pa/payment_intents/int_e65tkXCSzJrsMpTrzoFrjaa u53/confirm’ \

> -H 'Content-Type: application/json' \

> -H 'Authorization: Bearer eyJhbGciOiJIUzI1NiJ9.eyJzdWIiOiJ0b20iLCJyb2xlcyI6WyJ1c2VyIl0sImlhdCI6MTQ4ODQxNT I1NywiZXhwIjoxNDg4NDE1MjY3fQ.UHqau03y5kEk5lFbTp7J4a-U6LXsfxIVNEsux85hj-Q' \

> -d'{

  "request_id": "ee939540-3203-4a2c-9172-89a566485dd9",

  "payment_method": {

    "card": {

      "expiry_month": "12",

      "expiry_year": "2030",

      "number": "4111111111111111"

    },

  }

}'

平臺捕獲payment_intent100 GBP和正常請求正文

$ curl --request POST \

> 'https://pci-api-demo.airwallex.com/api/v1/pa/payment_intents/int_e65tkXCSzJrsMpTrzoFrjaa u53/capture’ \

> -H 'Content-Type: application/json' \

> -H 'Authorization: Bearer eyJhbGciOiJIUzI1NiJ9.eyJzdWIiOiJ0b20iLCJyb2xlcyI6WyJ1c2VyIl0sImlhdCI6MTQ4ODQxNT I1NywiZXhwIjoxNDg4NDE1MjY3fQ.UHqau03y5kEk5lFbTp7J4a-U6LXsfxIVNEsux85hj-Q' \

> -d'{

  "request_id": "ee939540-3203-4a2c-9172-89a566485dd9",

  "amount": 100 

}'

平臺創(chuàng)建FundsSplit90英鎊，其中source_id等于payment_intent_id，destination等于已連接的account_id

$ curl --request POST \

> 'https://pci-api-demo.airwallex.com/api/v1/pa/funds_splits/create' \

> -H 'Content-Type: application/json' \

> -H 'Authorization: Bearer eyJhbGciOiJIUzI1NiJ9.eyJzdWIiOiJ0b20iLCJyb2xlcyI6WyJ1c2VyIl0sImlhdCI6MTQ4ODQxNT I1NywiZXhwIjoxNDg4NDE1MjY3fQ.UHqau03y5kEk5lFbTp7J4a-U6LXsfxIVNEsux85hj-Q' \

> -d'{

  "request_id": "ee939540-3203-4a2c-9172-89a566485dd9",

  "source_id": "int_e65tkXCSzJrsMpTrzoFrjaau53",

  "source_type":"PAYMENT_INTENT",

  "amount": 90, 

  "destination":"acct_ad1KMcnQM2Wmo2PFSuvR2g",

  "metadata": { 

      "reason": "disbursement to seller A"

  }

}'

在資金需要拆分到多個(gè)關(guān)聯(lián)賬戶的情況下，平臺需要?jiǎng)?chuàng)建多個(gè)FundsSplit以每個(gè)關(guān)聯(lián)賬戶為目的地。

$ curl --request POST \

> 'https://pci-api-demo.airwallex.com/api/v1/pa/funds_splits/create' \

> -H 'Content-Type: application/json' \

> -H 'Authorization: Bearer eyJhbGciOiJIUzI1NiJ9.eyJzdWIiOiJ0b20iLCJyb2xlcyI6WyJ1c2VyIl0sImlhdCI6MTQ4ODQxNT I1NywiZXhwIjoxNDg4NDE1MjY3fQ.UHqau03y5kEk5lFbTp7J4a-U6LXsfxIVNEsux85hj-Q' \

> -d'{

  "request_id": "ee939540-3203-4a2c-9172-89a566485dd9",

  "source_id": "int_e65tkXCSzJrsMpTrzoFrjaau53",

  "source_type":"PAYMENT_INTENT",

  "amount": 40, 

  "destination":"acct_ij2YyjhFNv-BGPsjqHuI3w",

  "metadata": { 

      "reason": "disbursement to seller A"

  }

}'

$ curl --request POST \

> 'https://pci-api-demo.airwallex.com/api/v1/pa/funds_splits/create' \

> -H 'Content-Type: application/json' \

> -H 'Authorization: Bearer eyJhbGciOiJIUzI1NiJ9.eyJzdWIiOiJ0b20iLCJyb2xlcyI6WyJ1c2VyIl0sImlhdCI6MTQ4ODQxNT I1NywiZXhwIjoxNDg4NDE1MjY3fQ.UHqau03y5kEk5lFbTp7J4a-U6LXsfxIVNEsux85hj-Q' \

> -d'{

  "request_id": "ee939540-3203-4a2c-9172-89a566485dd9",

  "source_id": "int_e65tkXCSzJrsMpTrzoFrjaau53",

  "source_type":"PAYMENT_INTENT",

  "amount": 35, 

  "destination":"acct_aD5rChdqMoCkSn3WseuKLw",

  "metadata": { 

      "reason": "disbursement to seller B"

  }

}'

資金將根據(jù)拆分部分結(jié)算到各方的錢包，其中平臺收到5英鎊（扣除Airwallex費(fèi)用5英鎊），關(guān)聯(lián)賬戶收到90英鎊作為支付

筆記：

如果您想在此模型中創(chuàng)建定期付款，您還需要?jiǎng)?chuàng)建一個(gè)PaymentConsent關(guān)聯(lián)帳戶ID。